Health Insurance

  • Changes have occurred with TRS ActiveCare Plans in 2019-20 (rate and benefit changes).  Please review all your options to determine which one best meets your needs.

     

    Health Insurance Plan Options
    Open Enrollment for district employees to make any health plan changes effective September 1st begins in July this year with any final changes in August. Please look for additional information on the Open Enrollment webpage.

     

    Enrollment for a new employee must be within 31 calendar days after the employee’s actively-at-work date.  See additional information below.

     

    For existing employees, a change and/or request to add health insurance must occur within 31 calendar days after a special enrollment event (example: marriage, divorce, birth, adoption, death, etc.) or during the open enrollment period referenced above.  See additional information below for special enrollment event changes.

     

    Please see links below for additional information on the various health insurance plan options.

     

    2019-20 TRS Enrollment Guide for all Health Plan Options

    2019-20 TRS Enrollment Guide for all Health Plan Options (Spanish)

    2019-20 Health Insurance Rates

     

    TRS ActiveCare 1-HD, Active Care Select, and Active Care 2, with Caremark Prescription Drug Benefit
         2019-20 Plan Highlights
         2019-20 Plan Highlights (Spanish)
         TRS website for ActiveCare 1HD, ActiveCare Select, and ActiveCare 2
        
    Aetna website for ActiveCare 1HD, ActiveCare Select, and ActiveCare 2
        
    Caremark Prescription Drug Benefits online access 

     

    FirstCare Health Plan
         2019-20 Plan Summary
         FirstCare website

     

    Scott & White Health Plan
         2019-20 Plan Summary
         Scott & White Health Plan website

     

    2018-19 Reference Materials: 
    2018-19 TRS Enrollment Guide for all Health Plan Options
    2018-19 TRS Enrollment Guide for all Health Plan Options (Spanish)
    2018-19 Health Insurance Rates

     

    Health Insurance Marketplace (see attached "Notice to Employees - Requirements of the Affordable Care Act")

     

    Enrollment for New Employees or Special Enrollment Event Changes during the year: 
    1.  All new employee's are required to complete the online enrollment / declination.
    2. 
    You will have to complete the online process if you are enrolling in health insurance or if you are declining the district health insurance:
            
    Health Plan: ActiveCare 1-HD, ActiveCare Select, FirstCare, or Scott & White
           
    Coverage: Employee Only, Employee & Spouse, Employee & Children, or Employee & Family
           
    Declining Coverage: including all dependents (self, spouse, and/or children) 
           
    (Declining Health Coverage for dependent(s) including spouse who may or may not have
            health insurance is VERY IMPORTANT. 
    Spouses that both work for the school district need
            to make sure whoever is not carrying health insurance for your entire family (one or both
            of you) will need to decline all dependents (including spouse) not covered by you.
    3. 
    Online process is REQUIRED. Please make sure you have this information available before you begin the online process (Payroll staff will be available to help you with the online process -- we strongly encourage you to bring the information below when you meet with the Payroll staff):
            >
    Your social security number and birthdate.
            >
    Your dependents (spouse and/or children) social security number(s) and birthdate(s).
            >
    Decision on what Health Insurance Plan you will enroll in or if you plan to decline all
           
    health insurance for you and your dependents (reason for declining).

    Once you have the information above, you may go to the First Financial website https://ffga.benselect.com/enroll to register online.  Online Enrollment Instructions are available on page 2 in the Benefits Overview Guide provided by First Financial.